Most people think that pre-planning and pre-paying are the same. They are not.
Preplanning means just that. That is placing your wishes in the funeral home's file for future instruction.
Pre-Paid means that you arrange your funeral and pre-fund it so that you pay todays prices and the interest from your money will keep pace with inflation and will pay the expenses when the time comes.
This is particularly important when and if a nursing home becomes necessary. one month at a skilled nursing care facility can cost as much as a pre-funded funeral. When your personal funds are depleted, your funeral expenses are still "all paid."
One of the most caring, loving things you can do for your family is to leave detailed information which permits them to make the funeral service a personal tribute in keeping with the way you wanted.
Making funeral arrangements at the time of loss is extremely difficult for those left behind. When the funeral, and sometimes even payment, have been arranged in advance, most of the decisions have been made, sparing uncertainty and confusion at a time when emotional stress may make decisions difficult.
Would it be better in your situation to plan ahead, calmly and sensibly, when you are in a normal mental and physical state, when you have full ability to reason, and when you are able to discuss arrangements with your family?
You may file vital statistics and preferred funeral information with us on-line by filling out our secure preplanning form (click here to go to the form).